Navi Health Insurance Cashless Health Insurance
Cashless insurance is a unique feature of insurance policies where the policyholder does not have to pay a single dime from their pockets for hospital and medical bills. The insurance company directly settles the hospital bills from the insured amount.
However, the policyholder must notify the insurance company 48 hours before hospitalisation and 24 hours in the event of an emergency.
The bill payment gets taken care of under the guidance of the Third Party Administrator (TPA) in any of the hospitals provided under the policy. The policyholder must carry a cashless health card and identity proof for further verification.
Check out Navi if you consider buying a policy with the best cashless health insurance feature. With over 10,000 network hospitals, paperless registrations, a 97% claim settlement ratio, and many more, Navi offers a comprehensive cashless Mediclaim policy for your family.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
Unforeseen health conditions can rise at any moment. High medical costs can force you to drain your savings. Cashless health insurance plans can save you from emotional and financial damage.
Navi offers highly affordable premiums. Under a family cashless Mediclaim, all members get insured with the payment of a single premium.
Under Section 80D of the Income Tax Act, you can claim tax deductions of up to ₹25,000 for members under the age of 60 and ₹50,000 for senior citizens.
Our faced paced life directly impacts our family members and us. Navi keeps you protected from diseases that can occur due to changing lifestyles.
A family cashless health insurance plan is not only cost-effective but also safeguards all family members.
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
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Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
Mar 07
The perks of health insurance for parents include a higher insured sum and full coverage for a wide range of ailments arising due to age.
Apr 30
Health insurance offers financial protection in case of medical emergencies that may arise due to an accident or critical illness.