Get Instant Personal Loan in Ahmedabad up to ₹20 Lakh
Personal Loan in Ahmedabad
Ahmedabad is the largest industrial centre of Western India. This city ranks as India’s seventh largest urban agglomeration and the third best in terms of liveability. This economic powerhouse of Gujarat is also home to reputable institutions like IIT, IIM and MICA. However, the demanding urban lifestyle in this city may require you to have access to additional funds. If you are looking for hassle-free personal loans in Ahmedabad, Navi is here to help!
Just download the Navi app on your smartphone and apply for personal loans in a 100% paperless manner and get the amount disbursed into your account within a few minutes. Yes, it’s that simple!
Features and Benefits of Personal Loan in Ahmedabad
Features and Benefits of Personal Loan in Ahmedabad
How to Apply for a Personal Loan in Ahmedabad?
How to Apply for a Personal Loan in Ahmedabad?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
Interest Rates for Personal Loan in Ahmedabad
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan?
Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi Personal Loan in Ahmedabad?
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
Various Use Cases of Personal Loan
Trusted by Millions of Users
What our customers say about us
Blogs
June 22
Different Types of Loans Available In India: Which One Do You Need
Financial institutions in India offer a wide array of loans to customers. Want to know more about the different types of loans? Click here!
June 15
Online Instant Paperless Loans: Benefits, Eligibility Criteria And Other Features
Want to know about paperless loans? Navi provides paperless loans online upto 5 lacs at low interest rates in 20 minutes. Check procedure, eligibility & apply now!
Dec 18
Marriage Loan In India: Get Low Cost EMI Wedding Loans In 2022
Planning your dream wedding? Here's how to get a personal loan for marriage, features, benefits, steps to apply and more! Read now!
Explore our videos
Frequently asked questions
Keep note of the following factors before applying for personal loans:
- Credit Score: A good credit score can fetch you personal loans easily. Bad or poor credit scores can lead to rejection of your application.
- Loan EMI: Prior calculations of your loan EMI can help in planning your finances better.
- Repayment capacity: Make sure you have sufficient resources to repay the EMI on time. Failing to do so can hurt your credit score.
No intermediary or loan agent is required. Just download the Navi app from Play Store or App Store and apply
You can maintain a healthy CIBIL score by promptly paying all your dues. Having fewer liabilities against your monthly income can prevent your credit score from going down. To get an elaborate idea of improving and maintaining a good credit score, read our blog.
You can check your eligibility on the Navi app. All you need to do is enter your name, date of birth, PAN, monthly income, and address.
Yes, you can get an instant cash loan within an hour with Navi. Just download the Navi app, apply and get the amount disbursed to your account within minutes.