Simplifying finance
for a billion people
for a billion people
Personal Loan
Home Loan
Health Insurance
Mutual Funds
Why Navi?
Navi is a digital app that provides simple, affordable, and accessible
financial products and services.
financial products and services.
100%
Paperless Process
Minimal
Documentation
Simple & Secure
Process
24/7
Customer Support
Trusted by Millions of Users
0 M+
App Downloads
0 Cr+
Loan Amount Sanctioned
0 K+
Health Policy Sold
0 L+
Happy Customers
Our Products
Personal Loan
Get instant personal loans to meet any financial requirement.
Loans up to ₹20 lakh
Interest rates starting @ 9.9% p.a.
Instant disbursal
Home Loan
Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹5 crore
Interest rates starting at 7.39% p.a.
Zero foreclosure charges
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan.
Up to ₹1 crore health cover*
Hassle-free claim settlements
Monthly premiums starting at ₹241*
Mutual Funds
Plan your investment journey and reach your goals with Navi Mutual Fund.
Wide range of low-cost index funds
Invest in the international market
Low tracking error
Our Products
Personal Loan
Get instant personal loans to meet any financial requirement.
Loans up to ₹20 lakh
Interest rates starting @ 9.9% p.a.
Instant disbursal
Home Loan
Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹5 crore
Interest rates starting at 6.95% p.a.
Zero foreclosure charges
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan.
Up to ₹1 crore health cover*
Hassle-free claim settlements
Monthly premiums starting at ₹241*
Mutual Fund
Plan your investment journey and reach your goals with Navi Mutual Fund.
Wide range of low-cost index funds
Invest in the international market
Low tracking error
What our customers say about us
- Best hassle free experience I had while buying insurance. This company i felt has the best benefits for a customer. And Sam was patient enough to explain it in simple and easy terms . Unlimited refills!! Best part...no one in the industry dares to do this!! Great job Navi
Swetha KV
- It's awesome, I used it's personal loan for a two wheeler. And it was way cheaper than any bank/finance company's two wheeler loans, yet no paperwork or documentation required. Very easy process and no hidden charges.
Amiya Ranjan Das - I recently ported my health insurance to Navi. Process of porting was very smooth without any hassle. Sam from the Navi team helped me clear all my doubts regarding the policy and porting procedure. Highly recommend considering Navi for your insurance needs.
Prashant Guleria - Best hassle free experience I had while buying insurance. This company i felt has the best benefits for a customer. And Sam was patient enough to explain it in simple and easy terms . Unlimited refills!! Best part...no one in the industry dares to do this!! Great job NaviSwetha KV
- It's awesome, I used it's personal loan for a two wheeler. And it was way cheaper than any bank/finance company's two wheeler loans, yet no paperwork or documentation required. Very easy process and no hidden charges.Amiya Ranjan Das
- Best hassle free experience I had while buying insurance. This company i felt has the best benefits for a customer. And Sam was patient enough to explain it in simple and easy terms . Unlimited refills!! Best part...no one in the industry dares to do this!! Great job NaviSwetha KVNeat and clean interface. No nonsense buttons/diversions. However, lacks the option to update your profile. If that is implemented, I guess for me it will deserve 5 stars.
Avinash Shegokar
The experience with this application is excellent & smooth except some glitches i faced with validation of e-nach & set up of auto debit also this navi does not allow any transaction with joint bank account which is a set back.
Kaushik - It's awesome, I used it's personal loan for a two wheeler. And it was way cheaper than any bank/finance company's two wheeler loans, yet no paperwork or documentation required. Very easy process and no hidden charges.Amiya Ranjan DasCouldn't have asked for any better process of the loan and the eligibility. Starting from autopay setup to updating address and the amount being credited in the account in just 10 mins. I am coming back!
Debanjan DasguptaI love this app as it helped me when no one was willing to help. At the last minute I got my loan from you guys and I really suggest everyone to use this app. It's very safe and reliable. 😘😅
Sabya Sachi - I recently ported my health insurance to Navi. Process of porting was very smooth without any hassle. Sam from the Navi team helped me clear all my doubts regarding the policy and porting procedure. Highly recommend considering Navi for your insurance needs.Prashant GuleriaHighly recommend this for a home loan. Good interest rates, transparent process and fees. Whole process is streamlined and most of it done online. Had a great experience.
Rounak KakkarGreat experience with navi. Their process is very smooth and fast. You can easily get a personal loan. I applied for a personal loan 2 months back and I got the loan at the same time. Service is also good and repayment options are also good.
Nasir Ali - Best hassle free experience I had while buying insurance. This company i felt has the best benefits for a customer. And Sam was patient enough to explain it in simple and easy terms . Unlimited refills!! Best part...no one in the industry dares to do this!! Great job NaviSwetha KVNeat and clean interface. No nonsense buttons/diversions. However, lacks the option to update your profile. If that is implemented, I guess for me it will deserve 5 stars.Avinash ShegokarThe experience with this application is excellent & smooth except some glitches i faced with validation of e-nach & set up of auto debit also this navi does not allow any transaction with joint bank account which is a set back.Kaushik
- It's awesome, I used it's personal loan for a two wheeler. And it was way cheaper than any bank/finance company's two wheeler loans, yet no paperwork or documentation required. Very easy process and no hidden charges.Amiya Ranjan DasCouldn't have asked for any better process of the loan and the eligibility. Starting from autopay setup to updating address and the amount being credited in the account in just 10 mins. I am coming back!Debanjan DasguptaI love this app as it helped me when no one was willing to help. At the last minute I got my loan from you guys and I really suggest everyone to use this app. It's very safe and reliable. 😘😅Sabya Sachi
Blogs
Apr 30
Get Instant Cash Loan in 1 Hour: Interest Rate & Eligibility
Are you in need of instant cash? Thanks to the massive advancement in the fintech space, now you can get an instant cash loan in 1 hour with minimum documents.
Explore our videos
Need instant personal loan? Here are eight reasons to choose Navi personal loan
Four things to know before taking a home loan | Navi Home Loan
Are You Ignoring Health Insurance? Yes? Explore Navi Health Insurance benefits
Frequently asked questions
What is the Navi App?
The Navi App is an app that aims to make personal finance simple, accessible, and affordable. You can download the App from Google Play Store or App Store to sign up and access a host of products, including personal loans, home loans, and health insurance with zero paperwork.
How to download the Navi App?
Android users can download the Navi App from Google Play Store while iPhone users can download the app from App Store.
What are the products offered on the Navi App?
Through the Navi App, you can get access to instant personal loans, home loans, and health insurance. You can avail of these products by downloading the Navi app from Play Store or App Store.
Can I directly invest in mutual funds on the Navi App?
No. However, you can invest in Navi Mutual Funds through Paytm Money, Groww, Coin, INDmoney, Kuvera, KFIN, and Kotak Cherry. However, we are working on making this live on the Navi App soon.
How does the Navi App work?
The Navi App is extremely simple and easy to use. Download the app from the App Store or Play Store. Once installed, log in to the Navi App with your mobile number and get access to a host of personal finance products.
Is Navi a bank or NBFC?
The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
Is the Navi App RBI approved?
RBI does not approve digital lending apps. The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
Where should I contact if I face any issue with the app?
For any kind of queries, you can write to help@navi.com
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