Simplifying finance
for a billion people

Cash Loan

Home Loan

Health Insurance

Mutual Funds

Get the app
Simplifying finance
for a billion people
Cash Loan
Home Loan
Health Insurance
Mutual Funds
Get the app
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Why Navi?

Navi is a digital app that provides simple, affordable, and accessible
financial products and services.
100%  
Paperless Process
Minimal  
Documentation
Simple & Secure  
Process
24/7  
Customer Support

Trusted by Millions of Users

0 M+
App Downloads
0 Cr+
Loan Amount Sanctioned
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Health Policy Sold
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Happy Customers
Our Products

Cash Loan

Get instant cash loan to meet any financial requirement.
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Loans up to ₹20 lakh
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Interest rates starting @ 9.9% p.a.
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Instant disbursal
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Home Loan

Get loan approval for your dream home through a seamless, paperless process.
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Loans up to ₹5 crore
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Interest rates starting at 7.89% p.a.
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Zero foreclosure charges

Health Insurance

Keep yourself and your family protected with a comprehensive health insurance plan.
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Up to ₹1 crore health cover*
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Hassle-free claim settlements
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Monthly premiums starting at ₹241*

Mutual Funds

Plan your investment journey and reach your goals with Navi Mutual Fund.
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Wide range of low-cost index funds
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Invest in the international market
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Low tracking error
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Our Products
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Cash Loan

Get instant cash loan to meet any financial requirement.
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Loans up to ₹20 lakh
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Interest rates starting @ 9.9% p.a.
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Instant disbursal
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Home Loan

Get loan approval for your dream home through a seamless, paperless process.
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Loans up to ₹5 crore
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Interest rates starting at 6.95% p.a.
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Zero foreclosure charges
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Health Insurance

Keep yourself and your family protected with a comprehensive health insurance plan.
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Up to ₹1 crore health cover*
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Hassle-free claim settlements
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Monthly premiums starting at ₹241*
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Mutual Fund

Plan your investment journey and reach your goals with Navi Mutual Fund.
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Wide range of low-cost index funds
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Invest in the international market
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Low tracking error

What our customers say about us

Blogs

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Apr 30

Get Instant Cash Loan in 1 Hour: Interest Rate & Eligibility

Are you in need of instant cash? Thanks to the massive advancement in the fintech space, now you can get an instant cash loan in 1 hour with minimum documents.
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March 7

11 Guaranteed Ways To
Improve CIBIL Score

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Apr 15

15 Best Index Funds In India
(2022)

Explore our videos

Explore our videos

Need instant personal loan? Here are eight reasons to choose Navi personal loan
Four things to know before taking a home loan | Navi Home Loan
Are You Ignoring Health Insurance? Yes? Explore Navi Health Insurance benefits

Frequently asked questions

The Navi App is an app that aims to make personal finance simple, accessible, and affordable. You can download the App from Google Play Store or App Store to sign up and access a host of products, including personal loans, home loans, and health insurance with zero paperwork.
Android users can download the Navi App from Google Play Store while iPhone users can download the app from App Store.
Through the Navi App, you can get access to instant cash loans, personal loans, home loans, and health insurance. You can avail of these products by downloading the Navi app from Play Store or App Store.
No. However, you can invest in Navi Mutual Funds through Paytm Money, Groww, Coin, INDmoney, Kuvera, KFIN, and Kotak Cherry. However, we are working on making this live on the Navi App soon.
The Navi App is extremely simple and easy to use. Download the app from the App Store or Play Store. Once installed, log in to the Navi App with your mobile number and get access to a host of personal finance products.
The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
RBI does not approve digital lending apps. The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
For any kind of queries, you can write to help@navi.com

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All information is subject to specific conditions | © 2022 Navi Technologies Ltd. All rights are reserved.

What is Navi app?

Navi is a digital app that aims to make personal finance simple, affordable, and accessible. With the Navi app, you can sign up for instant personal loan, home loan, health insurance, and mutual funds. The tech-driven app is extremely easy-to-use and offers end-to-end solutions for all your personal finance needs in a 100% paperless manner. Download the Navi app from Google Play Store and App Store and get started today.

How to Download and Install Navi app?

Both Android and iPhone users can install the Navi app. You can download the instant loan app from Google Play Store (for Android users) and App Store (for Apple iPhone users). Go to Google Play Store or App Store and type ‘Navi’. Click on ‘Download’ to install the app. It shouldn’t take you more than a few seconds to download and install.

What are the Products offered by the Navi app?

Whether you’re looking for an online loan app instant personal loan, a big-ticket size home loan, index funds to suit your investment goals, or a comprehensive health insurance policy to safeguard yourself and your family members, the Navi app has everything in store for you. Here are the products you would find in the Navi app:
  • Navi Personal Loan up to ₹20 lakh
  • Navi Home Loan up to ₹5 crore
  • Navi Health Insurance policy that includes multiple benefits including coverage up to ₹1 crore
  • Navi Mutual Fund that’s home to a wide range of low-cost index funds

Navi Personal Loan

Get instant Personal Loan up to ₹20 lakh with the Navi app in a 100% paperless manner. The instant personal loan app lets you enjoy attractive interest rates starting from 9.9% p.a. with flexible repayment options up to 72 months. With this personal loan app, you can get access to funds anywhere, anytime in a few minutes with ZERO paperwork. Download the Nav app, if you are looking for an online personal loan or fastest instant loan app that’s 100% safe and requires minimal documentation

Features and Benefits of Navi Personal Loan

  • Instant loans up to ₹20 lakh
  • Low interest rates starting at 9.9% p.a.
  • 100% paperless
  • Instant disbursal

Eligibility Criteria of Navi Personal Loan

  • Nationality: Indian resident
  • Age: 18 years and above
  • Type of Employment: Salaried or Self-employed

Steps to Apply for Personal Loan through Navi app

Follow these steps to apply for instant personal loans through the Navi app:
  • Step 1: Download the Navi app from Google PlayStore or App Store
  • Step 2: Enter your mobile number to get OTP
  • Step 3: Fill in your basic details - Name, DOB, PAN, Employment Type, Profession and Total Monthly Income
  • Step 4: Check loan offer
  • Step 5: Select loan amount and tenure
  • Step 6: Link your bank account
  • Step 7: Get funds instantly transferred to your bank account
Note that the final amount disbursed could depend on multiple factors, including your repayment capacity and credit score.

Why Navi app for Personal Loan?

Here are a few reasons why you should use Navi personal loan app:
  • 100% Paperless: You don’t need to physically submit any documents. The entire process - from loan application to disbursal is entirely paperless.
  • High Loan Amount: You can avail of loans up to ₹20 lakh with this personal loan app.
  • Attractive Interest Rates: Enjoy lower interest rates starting at just 9.9% p.a.
  • Pay in Easy EMIs: Repay at your own convenience with flexible EMI options up to 72 months or 6 years.
  • Instant Disbursal: The entire loan journey - from application to disbursal - takes only a few minutes of your time.
  • Zero Foreclosure Charges: Foreclose your personal loan at no extra cost.
Are you on the hunt for the best personal loan app that would give you instant loans with minimal documentation? Download the fastest instant loan app - the Navi app and apply for a personal loan online today. You could visit our personal loan guide to get in-depth information on how personal loans work.

Navi Home Loan

You can get Home Loans up to ₹5 crore at attractive interest rates starting from 7.89% p.a. in a 100% paperless process through the Navi app. You can also switch your existing home loan to Navi through Navi Home Loan Balance Transfer and enjoy lower interest rates. In case you are looking for a single loan to pay off your existing loans, you can also opt for Navi Loan Against Property.

Features and Benefits of Navi Home Loan

  • Get in-principle approval within minutes
  • Loans up to ₹5 crore or 90% of the value of the property
  • Low interest rates starting at 7.89% p.a.
  • Flexible repayment tenures up to 30 years
  • Option to switch your existing home loan to Navi through balance transfer
  • Consolidate your debt with Loan Against Property

Eligibility Criteria of Navi Home Loan

  • Nationality: Indian resident
  • Age: 25 - 62 years
  • Type of Employment: Salaried or Self-employed

Steps to Apply for Home Loan through Navi app

Follow these steps to apply for a home loan through Navi:
  • Step 1: Download the Navi app through Playstore or App Store
  • Step 2: Enter your mobile number to get OTP
  • Step 3: One registered, fill in basic details, including Name (as per PAN), DoB, employment details, PAN number, and City (where the property is located)
  • Step 4: Click ‘Submit’ to get instant approval

Why Navi App for Home Loan?

Here are a few reasons why you should use Navi app:
  • 100% Paperless Application: Zero paperwork required. Just enter your personal and property details along with PAN to get instant approval
  • Big Ticket Loan: Get home loans up to ₹5 crore in a hassle-free way
  • Low Interest Rates: Enjoy attractive interest rates starting at 7.89% p.a
  • Zero Foreclosure Charges: Foreclose your home loan without any extra cost
  • Balance Transfer Facility: Switch your existing home loan account to Navi and enjoy low interest rates
  • Instant In-principle Approval: Get instant in-principle approvals within minutes
Looking for a home loan app that would give you instant approvals on your home loan at low interest rates? Download the Navi app and apply for home loans online. Use the home loan EMI calculator to check your EMI. For detailed information on how a home loan works and what are its fees and charges, check our Home Loan Guide.

Navi Health Insurance

Protect yourself and your family against life’s uncertainties through Navi Health Insurance Policy. Get multiple benefits under one insurance policy, including coverage up to ₹1 crore, no cap on room rent, cashless claims in over 10,000 network hospitals, and more. Sign up for the health insurance plan through the Navi app, pay monthly premiums in EMIs starting at ₹235, and stay protected at all times.

Features and Benefits of Navi Health Insurance

  • Cover up to ₹1 crore
  • Cashless treatment in 10,000+ network hospitals
  • No cap on hospital room rent
  • Unlimited online doctor consultations
  • No Claim Bonus
  • Insurance portability option available

Steps to Apply for Health Insurance Policy through Navi App

Follow these steps to apply for Navi Health Insurance policy through the health insurance app:
  • Step 1: Download the Navi app from Play Store or App Store
  • Step 2: Tap on Health Insurance to chat with our insurance advisor
  • Step 3: Enter your Pincode, select who do you want to cover and answer a few basic questions regarding your medical history and lifestyle habits
  • Step 4: Get instant quote along with premium details

Why Navi App for Health Insurance?

Here are a few reasons why you should use the Navi app for health insurance:
  • Get Quote in Minutes: Just enter your Pincode, age, and who you want to cover to get customised quote within a minute.
  • Zero Paperwork: No unnecessary paperwork, just sign up through the app.
  • Easy Tracking: Track your policy, claims, and renewals through the app.
So, why wait when you have the best mediclaim app by your side? Download the Navi app, sign up for a comprehensive health insurance plan, and stay protected against life’s uncertainties. For a comprehensive guide to how health insurance works and the dos and don’ts, visit our Health Insurance guide.

Navi Mutual Fund

Looking for the best app for mutual funds to start your investment journey or searching for funds that would suit your investment needs? Try Navi Mutual Fund and explore a wide range of low-cost index funds designed for both seasoned investors and beginners.

Features and Benefits of Navi Mutual Fund

If you’re looking for a mutual fund investment app, try Navi. Here are some of the benefits of investing with Navi Mutual Fund:
  • Wide range of low-cost index funds
  • Opportunity to capture the growth in the international market
  • Low tracking error
  • Unlimited online doctor consultations

Conclusion

The Navi app is a power-packed tech-driven app that aims to make financial products simple, affordable, and accessible. So, if you’re looking for a personal loan to meet any financial requirement, a home loan to buy your dream home, funds that could suit your investment goals, or a comprehensive health insurance policy, try Navi. Download the Navi app today!