Vacation calling?
Get a personal loan for travel with Navi

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

What is a Travel Loan?

Thinking of traveling to your dream destination? Want to experience nature, and meet different people and different cultures? The time is now! Escape the digital world and step into the real world with a travel loan with Navi. Plan your travel stress-free and experience life beyond the four walls.

Whether you prefer to travel solo, with your partner, family or friends – having enough funds to cover all travel expenses makes the stay more comfortable and convenient. With Navi, you can get an instant personal loan for travel in a 100% paperless manner. Navi’s flexible EMIs, competitive interest rates and a loan repayment tenure of 72 months also paves the way for a better travel experience for wanderlusts like yourself!

Features and Benefits of Travel Loan​

Features and Benefits of Travel Loan

With the Navi app, applying and getting a loan is easy. You can get your loan approved and disbursed to your account in just a few minutes
You can get a loan up to ₹20 lakh. So that you can plan your short-trip or staycation anywhere in the world!
Navi offers competitive interest rates starting from 9.9% p.a.
Go digital with Navi. No paperwork or physical interaction required to get a travel loan. Just download the Navi app and apply
With a repayment tenure of up to 72 months, you can repay the loan at your convenience
Forget the lengthy documentation process. Just apply with your PAN details via the Navi app

How to Apply for a Travel Loan with Navi?

Follow the steps below to apply for a travel loan:
Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Travel Loan with Navi?

How To Apply

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Travel Loan Interest Rates in India

Navi offers personal loans for travel at attractive interest rates starting from 9.9% p.a. However, the final interest rate offered depends on your eligibility.
Interest Rate9.90% p.a. onwards
Processing FeeUp to ₹7,500
Loan AmountUp to ₹20 lakh
Loan Prepayment FeeNil
Loan TenureUp to 72 months

How to Calculate EMI on Personal Loan for Travel?

The EMI of a travel/personal loan depends on three factors – loan amount, tenure and interest rate. The mathematical formula to calculate EMI is

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, calculating EMI manually can be tedious and time consuming. As an alternative, you can use our travel loan EMI calculator to instantly check your monthly repayment obligations. All you need to do is select the loan amount, tenure and interest rate, and you shall be able to view the EMI amount.

Travel Loan Calculator

Loan Amount

Rate of Interest (P.a)


Loan Tenure (Months)


Monthly EMI


Total Interest

Total Amount

Why Choose a Navi Personal Loan for Your Travel?

Fast and easy

Applying for a personal loan for travel with Navi is convenient and less time consuming. Its useful features include minimal documentation and instant loan disbursal. Download the Navi app and apply for a personal loan from anywhere, anytime and on the go.

Superior customer experience

The Navi app’s user-friendly design provides a stress-free customer experience. With an easy-to-navigate interface, applying for a loan has become a cakewalk. Now you can get a loan disbursed directly into your bank account in just a few minutes.


Enjoy lower interest rates and zero loan pre-closure charges. This makes Navi’s instant personal loan one of the most affordable loan products in the market today.

Trusted by Millions of Users

1 M+
App Downloads
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Loan Sanctioned
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Loan amount disbursed
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Active Loans

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Apr 26

Apply for Instant Travel Loan: Check Benefits And Eligibility

Planning your next dream vacation? Navi offers personal loans starting at low interest rate. Apply now & get an instant travel loan to fund your holiday

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Frequently asked questions

A travel loan or a personal loan for travel is an unsecured loan that helps you meet your travel expenses. So, if you’re planning for your dream vacation and are falling short on cash, you can always opt for a loan and enjoy your dream vacation.
You can repay your travel loan in easy EMIs (Equated Monthly Installments). You can link your bank account and set up auto-debit to ensure hassle-free EMI payments.
You can reduce your EMI by increasing the loan tenure. Alternatively, you can opt for a personal loan balance transfer.
Other eligibility parameters are your monthly income and credit score. These parameters help evaluate your repayment capacity.
Yes, you can pre-close your loan. Navi doesn’t charge any foreclosure fee for personal loan prepayment.

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