Approach for Gradation of Risks

All "Borrower/s" on the loan facility are hereby informed that the company has the following approach and considers the following factors for assessing the gradation of risks for each Borrower:

  • Profile, financial stability, and market reputation
  • Credit history (vintage on bureau, bureau profile, repayment across trade lines, enquiry trend etc)
  • Duration of relationship with the Borrower
  • Default risk in related customer segment
  • Income of the customer
  • Obligation to Income ratio
  • Geography (location) of the Borrower
  • Other laws or any other factors on a case-by-case basis, as applicable.