Government-backed Affordable Housing In Rural & Urban India
Pradhan Mantri Awas Yojana was launched in 2015 to make housing affordable for the economically weaker section. Eligible applicants can claim a subsidy on their home loan interest rate.
– Subsidised interest rate up to 6.5% – Senior citizens and differently-abled are given preference – Houses constructed using sustainable technology – Interest subsidy depends on the income slab and loan
Step 1: Visit the official PMAY website. Enter your Username and Password. Enter Captcha code and click ‘Login’. Click on ‘Activate User’ if you are not active.
Step 2: Choose ‘Benefit under other 3 components’ from the dropdown menu under the tab ‘Citizen Assessment’.
Step 3: Next, enter your Aadhaar number and click ‘Submit’. This will help the portal verify your identity.
Step 4: Fill out the form by providing your Name, income, number of family members, address, religion, contact number, etc.
Step 5: The final step of applying for the PMAY scheme is to check the information you just entered. Type in the Captcha code and hit ‘Save’.
Visit the Common Service Centre and get the PMAY application form. Fill out the form and submit with a payment of Rs. 25 plus GST.
To avail the benefits of the PMAY Scheme, the applicant must fulfil the eligibility criteria. The key parameters are as follows:
– Identity proof: PAN card/ Aadhaar card – Address proof: Aadhaar card, Voter card – Income proof: Bank statement/salary slip – Business proof: Trade license/VAT registration
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