Pradhan Mantri Awas Yojana (PMAY) Scheme

Government-backed Affordable Housing In Rural & Urban India

Check Eligibility, Documents Required & How To Apply

What is PMAY?

Pradhan Mantri Awas Yojana was launched in 2015 to make housing affordable for the economically weaker section. Eligible applicants can claim a subsidy on their home loan interest rate.

Features of PMAY

Subsidised interest rate up to 6.5% – Senior citizens and differently-abled are given preference – Houses constructed using sustainable technology – Interest subsidy depends on the income slab and loan

How to Apply for PMAY Online?

Step 1: Visit the official PMAY website. Enter your Username and Password. Enter Captcha code and click ‘Login’. Click on ‘Activate User’ if you are not active.

Step 2: Choose ‘Benefit under other 3 components’ from the dropdown menu under the tab ‘Citizen Assessment’.

Step 3: Next, enter your Aadhaar number and click ‘Submit’. This will help the portal verify your identity.

Step 4: Fill out the form by providing your Name, income, number of family members, address, religion, contact number, etc.

Step 5: The final step of applying for the PMAY scheme is to check the information you just entered. Type in the Captcha code and hit ‘Save’.

How to Apply for PMAY Offline?

Visit the Common Service Centre and get the PMAY application form. Fill out the form and submit with a payment of Rs. 25 plus GST.

To avail the benefits of the PMAY Scheme, the applicant must fulfil the eligibility criteria. The key parameters are as follows:

Parameters to be eligible for the PMAY Scheme

Parameters to be eligible for the PMAY Scheme - MIG 2 - Middle Income Group 2

Parameters to be eligible for the PMAY Scheme - EWS - Economically Weaker Section and LIG - Low Income Group

Documents Required for PMAY

Identity proof: PAN card/ Aadhaar card Address proof: Aadhaar card, Voter card Income proof: Bank statement/salary slip Business proof: Trade license/VAT registration

Not eligible for PMAY?

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