If you have a low CIBIL score but your co-applicant has an excellent credit score, you could get a loan at a lower interest rate.
Some lenders prefer salaried applicants. Show the lender your salary slip to get an instant loan.
If you have zero credit history, request your parents or siblings to be your guarantor (whoever has a good CIBIL score). Repay the loan as per the agreement you have with them.
You can apply for a loan against your house, FDs, insurance policies, gold, credit cards, etc.
A lower loan amount has a higher chance of approval, especially if you are a salaried employee.
Download the Navi app and get a paperless instant personal loan now!