7 Banks  that Increased FD Interest Rates in 2023

On January 1, IOB increased the interest rate for short-term deposits having tenors of 7 to 90 days by 75 basis points.

Period of Deposits

Interest Rate

Deposits with 444-day maturity

– 0.50% for senior    citizens – 0.75% for super    senior citizens – 6.55% for the    general public

1. Indian Overseas Bank

Period of Deposits

Interest Rate

The bank raised the interest rate on fixed deposits on January 5, 2023.

Deposits maturing in 7 days to 10 years

– 3.00% to 5.85% for      non-senior people. – 3.75% to 6.60% for     seniors

Deposits with a term of 600 days (1 year, 7 months, 22 days)

– 7.50%  for the     general public – 8% for senior     citizens.

2. Bandhan Bank

Period of Deposits

Interest Rate

Deposits with maturities from 7 days to 10 years

Deposits with 555-day return term

5.25% to 5.80%.

– 7.30% for elderly    citizens – 7.30%  for the    general public

As of January 1, 2023, Karnataka Bank's most recent fixed deposit interest rates are in effect.

3. Karnataka  Bank Ltd

Period of Deposits

Interest Rate

Deposit tenors of 7 days to 120 months

– 3.25% to 7.00% for     the general public – 3.75% to 7.75%.     For seniors

On special fixed deposit tenor of 30 months

– 7.50% for the    general public – 8% for senior    persons.

For fixed deposits under Rs. 2 Crore, the bank announced interest rates on January 3, 2023.

4. Yes Bank

Period of Deposits

Interest Rate

On January 4, 2023, Kotak Mahindra Bank increased interest rates by up to 50 bps on a variety of tenors.

– 7% for the general     public – 7.50% for senior     people

– 7.50% for the    general public – 8% for senior     persons.

Deposits with maturities of 390 days to under two years.

On special fixed deposit tenor of 30 months

5. Kotak Mahindra Bank

Period of Deposits

Interest Rate

Increased by 25 basis points

Increased by 50 basis points

Savings accounts with balances of Rs. 100 Crore or more)

Fixed deposits

PNB increased interest rates for savings accounts and fixed deposits on January 1.

6. Punjab National Bank

Period of Deposits

Interest Rate

The Punjab & Sind Bank announced the interest rate increase for fixed deposits on January 1.

2.80% to 6.25%

7%

Deposits with maturities ranging from 7 days to 10 years

Deposits with a tenor of 601 days.

7. Punjab & Sind Bank

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